The average credit score is 703 in the U.S., according to Experian. If you don’t know your credit score, you may not know how you compare to the average. You may also not know why it’s important to improve your score. In this article, we...
Credit reporting errors are alarmingly common. Worse, these errors can be costly, resulting in rejected applications for credit and high-interest rates. Fortunately, the process of locating and resolving these errors isn’t too time-consuming. If reviewing your credit report isn’t something you’re already doing...
If you want to pay off your credit card debt fast, you’re not alone — over a third of Americans carry a credit card balance month to month. But here’s the secret: Getting out of credit card debt might actually be easier than...
Establishing credit for college students As a college student, you may find it difficult to open new credit cards without a sufficient credit score or credit history. While building credit takes time, college students can start establishing credit with just a few simple steps. Taking...
There are lots of reasons why your credit score could have gone down, including a recent late or missed payment, an application for new credit or a change to your credit limit or usage. The most important information to understand about credit is...